Calgary · Business Licence Bylaw 32M98

Pawnbroker.Used Merchandise. Two licences.

Calgary licenses secured loans against personal property (Pawnbroker) separately from buying used goods for resale (Used Merchandise) — and pawn shops must sit at least 400 metres apart.

Report To LEADS gives you a place to keep transaction records and produce a report, built around what the bylaw generally addresses. Knowing which requirements apply to your shop is your responsibility — this page is general information, not legal advice. $49/month CAD, price locked for 5 years.

400 metresMinimum separation between pawn shops since 2015
Two licencesPawnbroker and Used Merchandise are separate categories

What The Bylaw Addresses

Bylaw 32M98, in brief

This is general information, not legal advice. It summarizes public sources about Calgary's Business Licence Bylaw — it is not a complete or current statement of the law. Your shop is responsible for knowing which requirements apply to it, and for confirming current requirements with the City of Calgary and Calgary Police Service.
Pawnbroker

Secured loans

A separate licence for taking personal property as security against a loan.

Used Merchandise

Buying for resale

A separate licence category for buying used goods outright for resale.

Since 2015

400-metre spacing

A separation distance between pawn shops, part of measures addressing clustering of pawn shops and payday lenders.

Fees

Per the current schedule

Calgary's published fee schedule lists a Pawnbroker licence fee for new applications and renewals — confirm current amounts directly with the City.

The Same Counter Routine

What changes at your counter? Almost nothing.

Scan the ID

One scan fills the customer's name, address, and identification. Webcam grabs the ID photo. Repeat customers: already on file.

Ring the transaction

Item, brand, model, serial, photos. Receipt prints, and the register keeps a permanent, searchable record on its own.

Walk away

A report is ready whenever Calgary Police wants it — and where they use LEADS Online, it's already there.

The Price, In Full - Guaranteed!

One fixed price, everything included

Monthly · Per Store · Canadian Dollars

$49
per month, per store — Canadian dollars
Setup fee — none
Enrollment fee — none
Per-transaction charges — none
Hardware bundle — none
5-Year Price GuaranteeIt's $49 for 60 months running.

Included — all of it:

  • Transaction register, kept digitally
  • ID scan auto-fills the record
  • Customer & ID photo capture
  • Serial numbers & item photos
  • Hold periods enforced at the register
  • Daily report, ready to submit or hand over
  • Retail sales & sales history
  • Inventory with barcode labels
  • Search: Start typing. Matches appear.

Use Report To LEADS on your PC, Mac, cell, or tablet. Internet down? Keep working without it. Report To LEADS syncs up when reconnected — any webcam for photos, any 2D barcode scanner for IDs. Where Calgary Police uses LEADS Online, the report submits there automatically.

Asked & Answered

The questions Calgary dealers actually ask

General information sourced from public records — not legal advice. Confirm current requirements with the City of Calgary and Calgary Police Service.

What does Calgary's Business Licence Bylaw generally address?

Bylaw 32M98 addresses a Pawnbroker licence for secured loans against personal property, and a separate Used Merchandise licence for buying used goods for resale. A 400-metre separation distance between pawn shops has also applied since 2015. Confirm current requirements with the City of Calgary.

Does Calgary Police Service use LeadsOnline, RAPID/BWI, or its own system?

Not confirmed from any Calgary or Calgary Police Service source found. Confirm directly with CPS which system currently applies to your shop.

Does Report To LEADS submit directly to Calgary Police?

Where Calgary Police uses LEADS Online, yes — automatically. Where they don't, or where you're unsure, Report To LEADS gives you a complete, exportable report ready to deliver however they currently accept it.

Is switching to Report To LEADS hard?

No new habits to learn: scan the ID, ring the transaction, walk away. The register keeps itself and a report is ready whenever you need it.

Can the price be increased?

No. The price is guaranteed not to increase for 5 years.

Who's Behind It

Built on software already running in Canada

Not a startup

Report To LEADS runs on the same platform as PawnSmarts, full pawn-management software already in shops across North America, including Manitoba, since 2005.

Room to grow, no pressure to

If the shop ever needs full loan management — renewals, redemptions, layaway — the upgrade to PawnSmarts is a plan change on the same account.

Fourteen-Day Free Trial

Keep the record. Skip the re-typing.

Enter an email to begin — account setup takes about a minute, the free trial starts immediately, and no card is required to start.

Data entered during the trial period is retained even if Report To LEADS is removed from your computer. Where Calgary Police uses LEADS Online, reports submit there automatically.