Quebec · Consumer Protection Act
Quebec treats a pawnbroker as a "prêteur d'argent" (money lender) under the Consumer Protection Act — requiring a permit from the Office de la protection du consommateur (OPC), not a pawnbroker-specific licence.
Report To LEADS gives you a place to keep transaction records and produce a report, built around what this framework generally addresses. Knowing which requirements apply to your shop is your responsibility — this page is general information, not legal advice. $49/month CAD, price locked for 5 years.
What's On The Public Record
RLRQ c. P-40.1 treats pawnbroking as money-lending — a permis de prêteur d'argent from the OPC is required before operating.
Publicly available sources describe annualized rate disclosure requirements in a prescribed contract form — confirm current article numbers with the OPC directly.
Documented historical practice describes a daily register of pawn transactions, delivered to police before 10:00 a.m. the next day — confirm current municipal requirements with your city.
Montreal-specific practice is addressed separately, since the current municipal by-law text could not be independently verified.
The Same Counter Routine
One scan fills the customer's name, address, and identification. Webcam grabs the ID photo. Repeat customers: already on file.
Item, brand, model, serial, photos. Receipt prints, and the register keeps a permanent, searchable record on its own.
A report is ready whenever your local police service wants it — and where they use LEADS Online, it's already there.
The Price, In Full - Guaranteed!
Monthly · Per Store · Canadian Dollars
Use Report To LEADS on your PC, Mac, cell, or tablet. Internet down? Keep working without it. Report To LEADS syncs up when reconnected — any webcam for photos, any 2D barcode scanner for IDs. Where your local police service uses LEADS Online, the report submits there automatically.
Asked & Answered
General information sourced from public records — not legal advice. Confirm current requirements with the OPC and your local police service.
A pawnbroker is legally treated as a "prêteur d'argent" (money lender) under Quebec's Consumer Protection Act (Loi sur la protection du consommateur, RLRQ c. P-40.1), and must hold a permis de prêteur d'argent issued by the Office de la protection du consommateur (OPC) before operating.
The Act itself addresses credit-fee and interest disclosure in the loan contract, not police reporting. Daily transaction-register requirements historically came from municipal by-laws, such as Montreal's — confirm what currently applies to your city.
Where your local police service uses LEADS Online, yes — automatically. No source confirms which system any Quebec police service currently uses, so Report To LEADS also gives you a clean, exportable report ready for whatever your local service currently accepts.
No new habits to learn: scan the ID, ring the transaction, walk away. The register keeps itself and a report is ready whenever you need it.
No. The price is guaranteed not to increase for 5 years.
Who's Behind It
Report To LEADS runs on the same platform as PawnSmarts, full pawn-management software already in shops across North America, including Manitoba, since 2005.
If the shop ever needs full loan management — renewals, redemptions, layaway — the upgrade to PawnSmarts is a plan change on the same account.
Fourteen-Day Free Trial
Enter an email to begin — account setup takes about a minute, the free trial starts immediately, and no card is required to start.
Data entered during the trial period is retained even if Report To LEADS is removed from your computer. Where your local police service uses LEADS Online, reports submit there automatically.