Ontario · Pawnbrokers Act, R.S.O. 1990, c. P.6

Every business day.Before noon. To police.

Ontario's Pawnbrokers Act addresses daily police reporting — a report before noon of pledges taken the day before. Repeal was legislated in 2019 but, based on public records, was never proclaimed into force. Confirm what currently applies to your shop with your municipality.

Report To LEADS gives you a place to keep transaction records and produce a daily report, built around what Ontario's Pawnbrokers Act generally addresses. Knowing which requirements apply to your shop, and meeting them, is your responsibility — this page is general information, not legal advice. $49/month CAD, price locked for 5 years.

Section 13The daily report requirement, in the Act itself
Section 15Police may inspect your books at any time

What The Act Addresses

The Act, section by section

This is general information, not legal advice. It summarizes public sources about Ontario's Pawnbrokers Act — it is not a complete or current statement of the law. Your shop is responsible for knowing which laws and bylaws apply to it, and for confirming current requirements with your municipality and local police service.
Section 2

Municipal licence

A pawnbroker must hold a licence from the municipality before operating — separate from anything the province requires.

Section 9

The pawnbroker's book

Every pledge recorded with the date, the pawner's name, address and description, a description of the item, and the sum lent — entries numbered consecutively.

Section 13

Daily report to police

A report of the previous day's pledges delivered to police before noon, every business day.

Section 15

Police inspection, any time

"Every police officer shall at all times be given access to and may inspect a pawnbroker's books, papers…" — no notice required.

Sections 10, 12

Pawnticket & yearly list

A pawnticket issued to every customer, plus a yearly alphabetical list of pawners kept on file.

Sections 20–23

Redemption periods

Graduated holding periods by loan size before an unredeemed pledge can be treated as forfeit.

On top of the provincial Act, most Ontario cities layer their own licensing bylaw — Toronto, Ottawa, and Hamilton each regulate pawnbrokers and second-hand dealers separately at the municipal level. Check with your own municipality's licensing office for the rules specific to your shop.

The Same Counter Routine

What changes at your counter? Almost nothing.

Scan the licence

One barcode scan fills the pawner's name, address, description, and ID — the fields Section 9 requires. Webcam grabs the customer photo and ID photo. Repeat customers: already on file.

Ring the pledge or buy

Item, brand, model, serial, photos — several items on one ticket if that's the deal. Receipt prints, the redemption period starts on its own, and the register won't let the item go early.

Walk away

The day's pledges are already in the book. Pull the daily report whenever your local service wants it — and where they use LEADS Online, it's already there.

The Price, In Full - Guaranteed!

One fixed price, everything included

Monthly · Per Store · Canadian Dollars

$49
per month, per store — Canadian dollars
Setup fee — none
Enrollment fee — none
Per-transaction charges — none
Hardware bundle — none
5-Year Price GuaranteeIt's $49 for 60 months running.

Included — all of it:

  • Pawnbroker's book, kept digitally
  • Driver's licence scan auto-fills
  • Customer & ID photo capture
  • Serial numbers & item photos
  • Redemption period enforced at the register
  • Daily report, ready to submit or hand over
  • Retail sales & sales history
  • Inventory with barcode labels
  • Search: Start typing. Matches appear.

Use Report To LEADS on your PC, Mac, cell, or tablet. Internet down? Keep working without it. Report To LEADS syncs up when reconnected — any webcam for photos, any 2D barcode scanner for licences. Where your local police service uses LEADS Online, the report submits there automatically.

Asked & Answered

The questions Ontario dealers actually ask

General information sourced from public records — not legal advice. Confirm current requirements with your municipality and local police service.

Is Ontario's Pawnbrokers Act still in force?

Based on Ontario's own e-Laws site, it appears so — repeal was legislated in 2019 but has never been proclaimed into force by the Lieutenant Governor, so the Act remains listed as current. This can change; verify directly with Ontario's e-Laws site or your municipality rather than relying on this page.

What exactly does the Act require me to record?

A pawnbroker's book with the date, the pawner's name, address and description, a description of the item pledged, and the sum lent, in consecutively numbered entries — plus a pawnticket issued to the customer and a yearly alphabetical list of pawners.

Does Report To LEADS submit directly to whatever system my local police use?

Where your local police service uses LEADS Online, yes — automatically. Ontario's provincial Act doesn't name a required electronic system, and reporting systems vary by municipality, so Report To LEADS also gives you a clean, exportable daily report ready for whatever your local service currently accepts.

Does my city require its own pawnbroker or second-hand dealer licence on top of the provincial Act?

In most cases, yes. Ontario's Pawnbrokers Act itself requires a municipal licence to operate (section 2), and individual cities layer their own licensing bylaws on top — Toronto, Ottawa, and Hamilton each have their own. Check with your municipality's licensing office for the specific requirements that apply to your shop.

Is switching to Report To LEADS hard?

No new habits to learn: scan the licence, ring the buy, walk away. The register keeps your pawnbroker's book for you and produces the daily report on its own.

Can the price be increased?

No. The price is guaranteed not to increase for 5 years.

Who's Behind It

Built on software already running in Canada

Not a startup

Report To LEADS runs on the same platform as PawnSmarts, full pawn-management software already in shops across North America, including Manitoba, since 2005.

Room to grow, no pressure to

If the shop ever needs full loan management — renewals, redemptions, layaway — the upgrade to PawnSmarts is a plan change on the same account.

Fourteen-Day Free Trial

Keep the book. Skip the re-typing.

Enter an email to begin — account setup takes about a minute, the free trial starts immediately, and no card is required to start.

Data entered during the trial period is retained even if Report To LEADS is removed from your computer. Where your local police service uses LEADS Online, reports submit there automatically.