Toronto · Municipal Code Chapter 545

A daily transcript.By 9 a.m. To police.

Chapter 545 addresses a register of every transaction and a transcript of the prior day's business by 9:00 a.m., available for Toronto Police inspection. Confirm what currently applies to your shop with Municipal Licensing and Standards.

Report To LEADS gives you a place to keep transaction records and produce a daily transcript, built around what Chapter 545 generally addresses. Knowing which requirements apply to your shop, and meeting them, is your responsibility — this page is general information, not legal advice. $49/month CAD, price locked for 5 years.

59 pawn shopsCurrently licensed in Toronto, per city open data
274 second-hand shopsSame register requirement applies

The Regulatory History

What's on the public record

This is general information, not legal advice. It summarizes public sources about Toronto Municipal Code Chapter 545 — it is not a complete or current statement of the law. Your shop is responsible for knowing which requirements apply to it, and for confirming current requirements with Municipal Licensing and Standards and Toronto Police.
1990
Ontario's Pawnbrokers Act

The provincial Act (R.S.O. 1990, c. P.6) sets the baseline: pawnbroker's book, pawnticket, daily report to police. Toronto's own Chapter 545 licence layers on top of it.

2007
Privacy Commissioner confirms an electronic system in use

Ontario's Information and Privacy Commissioner (Order MO-2225) found Toronto Police received electronic transaction reports from participating shops through a system built by Business Watch International (BWI) — the same company LeadsOnline later acquired.

Jan 2026
Chapter 545 modernized

City Council streamlined the licensing categories effective January 1, 2026. The Second-Hand Goods Register and daily transcript requirements were not changed.

Today
Worth confirming directly

No public source confirms whether Toronto Police still uses a BWI-descended system, has moved to LEADS Online, or runs something else entirely. If your shop is still on a legacy system tied to BWI, the January 2027 shutdown LeadsOnline has announced for the RAPID network is worth checking against — before December 2026, not after.

The Same Counter Routine

What changes at your counter? Almost nothing.

Scan the ID

One scan fills the seller's name, address, and identification — the fields the Second-Hand Goods Register requires. Webcam grabs the ID photo. Repeat sellers: already on file.

Ring the transaction

Item description, serial or model number, price — date and hour stamped automatically. Receipt prints, and any redemption/hold period is enforced at the register.

Walk away

The transcript is ready before 9 a.m., every business day, without re-typing a single line by hand — and where your division uses LEADS Online, it's already there.

The Price, In Full - Guaranteed!

One fixed price, everything included

Monthly · Per Store · Canadian Dollars

$49
per month, per store — Canadian dollars
Setup fee — none
Enrollment fee — none
Per-transaction charges — none
Hardware bundle — none
5-Year Price GuaranteeIt's $49 for 60 months running.

Included — all of it:

  • Second-Hand Goods Register, kept digitally
  • ID scan auto-fills the record
  • Customer & ID photo capture
  • Serial numbers & item photos
  • Hold periods enforced at the register
  • Daily transcript, ready before 9 a.m.
  • Retail sales & sales history
  • Inventory with barcode labels
  • Search: Start typing. Matches appear.

Use Report To LEADS on your PC, Mac, cell, or tablet. Internet down? Keep working without it. Report To LEADS syncs up when reconnected — any webcam for photos, any 2D barcode scanner for IDs. Where Toronto Police uses LEADS Online, the transcript submits there automatically.

Asked & Answered

The questions Toronto dealers actually ask

General information sourced from public records — not legal advice. Confirm current requirements with Municipal Licensing and Standards and Toronto Police.

What does Chapter 545 generally address?

Publicly available text of Chapter 545 describes a Second-Hand Goods Register — date and hour of the transaction, item description including serial or model number, and the seller's name, address, and identification — plus a daily transcript delivered to a place designated by Municipal Licensing and Standards by 9:00 a.m. the next business day. Confirm what currently applies to your shop directly with Municipal Licensing and Standards.

Does Toronto Police still use the same electronic system as in 2007?

Not confirmed either way. A 2007 Ontario Privacy Commissioner order (MO-2225) documented Toronto Police receiving electronic reports from participating shops through a system built by Business Watch International (BWI) — the same company LeadsOnline later acquired and is now retiring by January 1, 2027. Whether that arrangement, or something newer, is what your division expects today is worth confirming directly with Toronto Police.

Does Report To LEADS submit directly to Toronto Police?

Where Toronto Police uses LEADS Online, yes — automatically. Where they don't, or where you're unsure, Report To LEADS gives you a complete, exportable daily transcript ready to deliver however Municipal Licensing and Standards currently requires.

How much does a Toronto pawn shop or second-hand shop licence cost?

As of the current City of Toronto fee schedule, a Pawn Shop licence runs $788.33 total (a $242.82 application fee plus a $545.51 licence fee), plus a $2,000 security bond, with annual renewal at $384.88. A Second Hand Shop licence follows the same fee schedule without the bond.

Is switching to Report To LEADS hard?

No new habits to learn: scan the ID, ring the transaction, walk away. The register keeps itself and the transcript is ready when you need it.

Can the price be increased?

No. The price is guaranteed not to increase for 5 years.

Who's Behind It

Built on software already running in Canada

Not a startup

Report To LEADS runs on the same platform as PawnSmarts, full pawn-management software already in shops across North America, including Manitoba, since 2005.

Room to grow, no pressure to

If the shop ever needs full loan management — renewals, redemptions, layaway — the upgrade to PawnSmarts is a plan change on the same account.

Fourteen-Day Free Trial

Keep the register. Skip the re-typing.

Enter an email to begin — account setup takes about a minute, the free trial starts immediately, and no card is required to start.

Data entered during the trial period is retained even if Report To LEADS is removed from your computer. Where Toronto Police uses LEADS Online, reports submit there automatically.